What is valuation, and do I need full value protection?

By default a mover between states is only liable for 60 cents a pound per item — a 10-pound laptop is worth $6 to them.

Full value protection costs extra, and makes the mover repair, replace, or pay the current value of anything lost or damaged.

Check your renters or homeowners policy too; some cover belongings in transit, many don't. Ask before moving day, not after.

Full value protection is usually priced on the weight: the default value is often $6 a pound of the shipment, with a minimum. If your things are worth more, declare a higher value in writing on the bill of lading.

Source: FMCSA, Your Rights and Responsibilities When You Move · Checked October 2026

Was this helpful? If something's missing or wrong, tell us. We read every note; we don't track who visits.